Legal Document — Last Updated 2026

xd99 Terms and Conditions — Complete Policy

Please read these terms and conditions carefully before using the xd99 platform. All rules regarding registration, bonuses, payments and gaming are detailed here.

xd99 Legal Policy

2026

Last Revised: January 2026  |  Language: Bengali  |  Applicable: All Registered Members

1. General Provisions and Definitions

These terms and conditions ("Terms") apply to all users of the xd99 platform and all services connected to it. By accessing or using the platform, you are considered to have fully agreed to these Terms.

Important: Do not create an account on the xd99 platform without reading these terms and conditions carefully. If you disagree with any part of this document, please stop using the service.

Key Definitions

  • "Platform" — The xd99.cam website and all services and applications included within it.
  • "Member" — Any person registered on the platform who uses the service.
  • "Account" — A member's personal user account created through registration on the platform.
  • "Balance" — The amount of funds held in a member's account, calculated in Bangladeshi Taka (BDT/৳).
  • "Bonus" — Additional credits or benefits granted by the platform as a promotional offer.
  • "Wagering Requirement" — The condition specifying the amount that must be wagered before a bonus can be withdrawn.
  • "Service" — All gaming, betting and support features available on the xd99 platform.

Scope of Application

These Terms are effective for all members located in Bangladesh. The xd99 platform provides services with Bangladeshi members in mind and processes transactions in Bangladeshi Taka (BDT/৳). By becoming a member, you confirm that you are able to understand and comply with these Terms.

2. Eligibility and Account Registration

Registration Eligibility

To create an account on the xd99 platform, the following eligibility requirements must be met:

  • You must be at least 21 years of age (for 21+ only).
  • You are of sound mind and have full legal capacity to enter into this agreement.
  • Only one account may be opened in your name — multiple accounts are strictly prohibited.
  • All information provided at the time of registration must be accurate, complete and correspond to your own identity.
  • You must be willing and able to play games using real money.
Age Verification: xd99 may request a National ID card or other valid document for age verification at any time. Withdrawals may be held until verification is complete.

Registration Process

At the time of account registration, you will need to provide a valid email address, mobile number and personal information. Once registration is complete, a member must contact the support team to change any provided information. Registering with false information will result in permanent account closure and all balances may be forfeited.

A maximum of one account may be operated from a single household or IP address. If multiple accounts are found sharing the same environment (IP, device or payment method), it will be treated as a rule violation.

3. Account Security and Verification

Password and Login Security

Ensuring the security of your account is your own responsibility. Please follow these security guidelines:

  • Use a strong password and change it regularly.
  • Never share your login details with any third party.
  • Playing games or placing bets on behalf of another person is strictly prohibited.
  • If you suspect unauthorized access to your account, notify the support team immediately.
  • Always log out after using a public or shared device.
You are fully responsible for all activity that takes place on your account. xd99 will not be held liable for any loss resulting from third-party use of your account.

Identity Verification (KYC)

To ensure a secure service, xd99 reserves the right to verify the identity of any member. The following documents may be requested:

  • A copy of your National ID card (NID) or passport.
  • A recent utility bill or bank statement (proof of address).
  • Proof of ownership of the payment method.

If you do not cooperate with the verification process, withdrawals and other services will be suspended. xd99 always stores members' personal information in accordance with the privacy policy.

4. Deposit and Withdrawal Policy

Deposit Terms

  • Minimum deposit amount: ৳500 (per method).
  • Accepted payment methods: bKash, Nagad, Rocket, Upay, and bank transfer.
  • You must use a payment account registered in your own name when making a deposit.
  • Deposits from third-party accounts are strictly prohibited.
  • xd99 reserves the right to verify any deposit request and may reject suspicious transactions.

Withdrawal Terms

  • Minimum withdrawal amount: ৳800 (per method).
  • Withdrawals can only be made to the same method used for the original deposit.
  • Standard withdrawal processing time: 10 to 45 minutes.
  • The wagering requirement for any active bonus must be completed before a withdrawal can be made.
  • xd99 reserves the right to hold withdrawals until KYC verification is complete.
  • Unusual or suspicious withdrawal requests may be subject to additional verification.
Withdrawals may take slightly longer during peak hours or system maintenance. For any issues, Bengali-language support is available 24/7 via live chat.

Anti-Money Laundering

xd99 takes the utmost precaution to prevent transactions involving illegal funds. Cases where deposits are made repeatedly without any gameplay may be considered suspicious. In such cases, the transaction will be suspended and additional verification will be requested.

5. Bonuses and Promotional Offers

Welcome Bonus

A special welcome bonus applies for new members at xd99:

  • 100% bonus on the first deposit, up to a maximum of ৳10,000.
  • A 20x wagering requirement must be met before the bonus can be withdrawn.
  • The welcome bonus applies to the first deposit only and is valid once per member.
  • To claim the bonus, the first deposit must be made within the designated time after registration.
  • The deposit amount together with the bonus cannot be withdrawn until the wagering requirement is fulfilled.

General Bonus Terms

The following general terms apply to all types of bonuses:

  • The specific terms of each offer must be read carefully before claiming a bonus.
  • Multiple bonuses cannot be active at the same time unless specifically permitted.
  • xd99 reserves the right to modify, suspend or cancel any bonus offer.
  • If evidence of bonus abuse or manipulation is found, the bonus and any associated winnings will be voided.
  • All bonuses have an expiry date — expired bonus credits are automatically cancelled.
  • If xd99 determines that a member is exploiting the bonus system, xd99 reserves the right to cancel that bonus.
Warning: Attempting to withdraw before meeting the bonus wagering requirement will result in the bonus being cancelled, and only the original deposit amount (the balance after the bonus is removed) will be available for withdrawal.

6. Betting and Gaming Rules

General Gaming Terms

Slots, live casino, cricket betting, crash games and other games are available on the xd99 platform. The following rules must be followed while playing:

  • Game outcomes are determined entirely by a server-side random number generator (RNG).
  • Each game has its own rules which can be viewed within the game.
  • If a game is cancelled due to a technical error, the wager will be refunded in full.
  • If the connection is lost during a game, the result saved on the server will be considered final.

Sports Betting Terms

The following applies when betting on cricket, football and other sports events:

  • If odds change after a bet is accepted, the odds at the time of acceptance are final.
  • If a match is cancelled or postponed, bets will be settled according to xd99's decision.
  • Odds in live betting can change rapidly — they are not final until the bet is confirmed.
  • If an unusually large amount is wagered on a single event, xd99 may impose betting limits.
  • Minimum and maximum limits for sports betting will be displayed on the platform.

Game Results and Disputes

Game results determined by the xd99 technology system are final and binding. If there is a dispute over any result, please contact the support team — xd99 will review all game logs and issue a decision. If an abnormal payment occurs due to a technical error or human mistake, xd99 reserves the right to recover that amount.

7. Prohibited Activities

Strictly Prohibited Activities

Participating in any of the following activities is strictly prohibited and may result in account closure:

  • Creating multiple accounts or using another person's account.
  • Registering using a false identity or forged documents.
  • Playing games using bots, scripts or automated software.
  • Exploiting technical vulnerabilities in the platform.
  • Colluding with other members to manipulate games.
  • Abusing the bonus system or attempting to exploit risk-free bonus opportunities.
  • Using the platform for money laundering.
  • Attempting to hack, steal data, or breach the platform's security.
  • Harassing other members or using offensive language.
  • Using xd99's name or logo without permission.
Consequences: For any violation of the above rules, xd99 reserves the right to immediately close the account and forfeit all deposits and winnings. Legal action may be taken if necessary.

8. VIP & Loyalty Program

VIP Tiers & Benefits

xd99 has four VIP tiers for regular players, each offering weekly cashback benefits:

  • Bronze: Up to 0.4% cashback per week.
  • Silver: Up to 0.8% cashback per week.
  • Gold: Up to 1.1% cashback per week.
  • Platinum: Up to 1.5% cashback per week.

To move up to a higher VIP tier, you must remain regularly active and consistently play games on the platform. xd99 sets the specific conditions for each tier and reserves the right to change them.

VIP cashback is automatically credited to your account each week. There is no wagering requirement on cashback balance — it can be withdrawn directly.

9. Responsible Gaming

Gaming Guidelines

xd99 places the highest importance on the wellbeing and welfare of its members. Gaming is a form of entertainment — it should not be treated as a source of income. Please follow the guidelines below:

  • Only play with money that you can afford to lose without it affecting your daily life.
  • Set time and money limits for yourself and stick to them.
  • Never play with borrowed money or money set aside for bills.
  • Gaming should never be used as a way to escape stress or problems.
  • Avoid the urge to bet more in an attempt to recover lost money.

If you are concerned about your gaming habits, please read our Responsible Gaming page. If you feel you have a problem, contact us via live chat or at [email protected].

Self-Exclusion Feature

xd99 offers a self-exclusion option for members. If a member wishes to close their account for a set period or permanently, they can contact the support team. Attempting to create a new account while a self-exclusion is active is a violation of these terms.

10. Account Suspension & Closure

Account Closure by xd99

xd99 may suspend or permanently close any account without prior notice for the following reasons:

  • Violation of any part of these terms and conditions.
  • Failure to provide satisfactory documents during KYC verification.
  • Suspicion of fraud or money laundering.
  • If the member is found to be under 21 years of age.
  • Threatening or harassing other members or staff of the platform.

Account Closure by Member

If a member wishes to close their own account, please contact the support team. All pending bonus conditions must be cleared before the account is closed. Any valid balance may be withdrawn through the registered method before closure.

11. Limitation of Liability

Service Limitations

xd99 accepts no liability in the following situations:

  • If you are unable to play due to loss of internet connection or technical faults.
  • If deposits or withdrawals are delayed due to issues with third-party payment providers.
  • Unforeseen circumstances (natural disasters, government restrictions) that prevent service delivery.
  • Software errors from third-party game providers.
  • If a member suffers a loss as a result of sharing their login details with someone else.

xd99 always strives to provide the highest quality of service, however all services are provided on an "as-is" basis.

Dispute Resolution

Any dispute related to the use of the xd99 platform will first be addressed through the support team. If both parties cannot reach an agreement, a final decision will be made in accordance with xd99's policies.

12. Amendments & Changes

Right to Modify Terms

xd99 reserves the right to modify, add to, or remove any part of these terms and conditions at any time. Continued use of the platform after any changes will be considered as acceptance of the new terms. Notice of important changes may be provided via email or on the platform.

The latest terms and conditions are always available on this page (xd99.cam/terms-conditions). You are advised to check this page regularly.

Contact Us

If you have any questions or comments about these terms, please get in touch with us:

We aim to respond to all inquiries as quickly as possible.

Play safely at xd99

Done reading the terms? Now log in to xd99 and enjoy your favorite games in a safe environment.